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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is excluded from coverage in the standard owner's policy?

A) lack of a right of access to and from the land
B) any law, ordinance, or governmental regulation without filed notice
C) recorded documentation on the title to real property without acknowledgment
D) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage

2. Which of the following is considered a voluntary lien?

A) Mortgage lien.
B) Construction lien.
C) State tax lien.
D) Real estate tax lien.

3. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

A) affix his or her official stamp
B) list the expiration date of his or her commission
C) sign his or her name on the witness line
D) obtain proper identification from all signers

4. A chain of title is best described as

A) an historical record of liens on the property.
B) a grantor/grantee index.
C) an opinion of title provided by an attorney.
D) a series of conveyances of public record.

5. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

A) as tenants by the entireties
B) as tenants in common
C) as tenants at sufferance
D) as joint tenants

Solutions: